WINSUREGOS
Zeriskify for Life Insurance
AI assistant for medical underwriting
Enable AI-driven applicant interviews that capture disclosures, organize information, and generate structured reports to support underwriting evaluation.
Multi-Language Supported
Family, group Policies
AI Risk Analysis
Medical reports Verification
Cross-sell and Upsell
User Location Capture
Upload Documents
The Challenge
Insurance underwriting requires detailed medical interviews before a policy can be issued. However, coordinating these interviews with doctors often slows down the process and causes applicants to drop off before completing the underwriting journey.
Delays in Medical Interview Scheduling
Applicants often wait several days for doctor availability to complete required underwriting interviews.
Applicant Drop-Off During the Interview Stage
Many applicants lose momentum or choose competing insurers while waiting for interview scheduling.
Inconsistent Capture of Medical Information
Manual interviews may miss important follow-up questions or collect incomplete medical disclosures.
Manual Interview Coordination Effort
Underwriting teams spend significant time arranging interviews and tracking their completion before evaluation can begin.
Instant Applicant Interviews
Applicants can complete underwriting interviews immediately after submitting their application, without waiting for doctor availability or scheduled calls. This helps reduce delays and keeps applicants engaged in the process.
Intelligent & Verified AI Interviews
The AI voice bot conducts structured medical interviews through conversational interaction, dynamically asking follow-up questions based on applicant responses. Identity verification ensures the person completing the interview is the actual applicant, helping prevent fraudulent disclosures.
Recorded & Underwriting-Ready Reports
Each interview is securely recorded and automatically converted into structured summaries and transcripts. Underwriters and doctors can quickly review the information, creating a reliable record that supports accurate risk assessment and helps minimize future claim disputes.
Zeriskify
Automate Underwriting Interviews with Conversational AI.
Zeriskify replaces manual scheduling with instant, structured AI voice interviews for health insurance applicants.
Interview Flow
Insurance underwriting requires detailed medical interviews before a policy can be issued. However, coordinating these interviews with doctors often slows down the process and causes applicants to drop off before completing the underwriting journey.
STEP 01
Interview complete
The AI session successfully concluded with all responses captured and validated.
STEP 02
Upload missing docs
Applicants upload any missing or requested documents directly at the end of the interview — no separate portal, no broken journey.
STEP 03
Q&A
At the conclusion of the interview, applicants can ask any questions about their policy — coverage, exclusions, terms — and receive instant AI-powered answers.
STEP 04
Cross-sell & upsell
Relevant related policies are intelligently recommended at interview end based on applicant profile — driving additional coverage adoption and revenue per applicant.
Clear interview oversight
Consistent disclosure capture
Reduced coordination with manual interview scheduling
Faster readiness for underwriting evaluation
Centralized interview documentation
What Underwriting Teams Gain
Platform Capabilities
Family & Group Policies
A single interview session covers group policies for entire families, capturing medical disclosures for all members in one structured interview flow.
Automated Follow-up emails
Applicants who don't complete the interview automatically receive well-timed follow-up emails encouraging them to return and finish — reducing drop-off rates.
Multiple Languages Supported
AI conducts interviews in the applicant's preferred language for accurate, culturally comfortable disclosure capture.
User Identity & Location Verified
Applicant identity is verified during the session, and geo-location is captured—adding trusted signals to prevent impersonation and strengthen risk evaluation.
Resume from Mid-interview
If an applicant accidentally clicks the end button or disconnects, they can re-enter and continue from exactly where they left off — no data is lost.
Video Analysis
Multiple Data points are captured from the video session across multiple dimensions, enriching the applicant's risk profile with AI-analysed data beyond spoken responses.
Medical report authenticity check
All uploaded medical reports are verified for authenticity before being sent to the underwriting workbench, ensuring the information is accurate and reliable.
Outcomes
Faster completion of underwriting interviews
Higher application completion and policy conversion rates
Lower operational costs for underwriting teams
Verified applicant identity to prevent fraudulent disclosures
Secure, recorded interview documentation to reduce claim disputes
Consistent and standardized capture of medical disclosures
Free Trial
✓ 5 AI underwriting interviews per day
✓ 3 platform users
✓ 300 AI voice interview minutes
✓ 50 structured underwriting reports
✓ Basic interview monitoring
✓ Email support
✗ No external system integrations
Enterprise
✓ Unlimited AI underwriting interviews
✓ Unlimited users with role-based access
✓ Unlimited AI voice interview minutes
✓ Unlimited structured underwriting reports
✓ Structured summaries & transcripts
✓ Dedicated onboarding and priority support
✓ Full system integrations (underwriting systems, CRM, policy admin)